Never respond to a request for personal or financial information that you weren't expecting.
Avoid feeling rushed to take action and look up the correct phone number to give them a call back.
What to do if you were scammed
If you used a credit card, debit card, or wire transfer to pay a con artist, get in touch with your bank, report the fraudulent transfer, and request that they cancel the transaction and return your money.
If you are sending cash, ask the US Postal Inspection Service to intercept the package by calling 877-876-2455.
Payments made with cryptocurrencies are usually non-refundable. Use extreme caution while making bitcoin payments!
Signs of Scams
Scammers may pose as representatives of institutions you are familiar with, like banks, charities, and governmental bodies.
Contact from someone saying there is a prize that demands you to pay taxes or reveal your personal finance information, such as your bank account, credit card, or social security number.
Contact from somebody urging you to act immediately.
Contact from somebody urging you to act immediately.Too good to be true. Scammers may provide a high rate of return or guarantee.
Ask you to pay in a specified form, such as a wire transfer or gift card.
More Types of Frauds:
Staying vigilant and aware of common tactics can help you prtect yourself from falling victim to fraud
Tips for Safe Online Habits
Strong Passwords and Multi-Factor Authentication
Create complex and unique passwords for all your online accounts. Don't reuse the same password for multiple sites. Multi-Factor Authentication(MFA) adds an extra layer of security by requring a second verification steps to log in to your accounts, like code on your phone.
Be Caution with Links and QR Codes
Don't click on suspicious links or scan suspicious QR Codes in text messagees or emails, even if they seems to come from a know contact. Please see the frequently seen Cyber Scams below:
Only download software and apps from trusted sources. Be cautious and read reviews before installing anything.
Think before you connect to public WiFi
Public WiFi networks are not secure and should be avoided for sensitive activities like online banking or entering passowrd. Consider using a VPN for added security.
Keep Software Updated
Regularly update your operating system, web browser, and other software to patch vulnerabilities to avoid hackers exploit
Data Backups
Regularly backup your important data like contacts and photos. This way, you won't lose your valiable data if your device is lost or damaged.
App Permissions
Only grant access to permissions that are essential for the app's functionality.
Disable Bluetooth When Not Needed
Leaving Bluetooth turned on all the time can potentially increase your vulnerability to attacks, like unauthenorized access or spreading malicious softwares.