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Medicare Savings Program (MSP)

Medicare Savings Programs help pay for your Medicare premiums and/or deductibles and co-insurance fees.

There are four MSP programs:
Basic Eligibility Requirements
  • You must reside in California. 
  • You must provide verification of income and other necessary information if requested. 
  • You must be entitled to receive or must be receiving Medicare Parts A and/or B.
Income Requirements

Below are the income limits to qualify for the MSP Programs based on the Federal Poverty Levels (FPL) amounts.

Income Requirements for MSP Programs
Family Size QMB 100% FPL SLMB 120% FPL QI-1 135% FPL QDWI 200% FPL
 1 $1,255 $1,506 $1,695 $2,510
 2 $1,704 $2,045 $2,301 $3,408
 3 $2,152 $2,583  $2,906 $4,304
 4 $2,600 $3,120 $3,510 $5,200
 5 $3,049 $3,659 $4,117 $6,098
 6 $3,497 $4,197 $4,721 $6,994
 7 $3,945 $4,734 $5,326 $7,890
 8 $4,394 $5,273 $5,932 $8,788
 9 $4,842 $5,811 $6,537 $9,684
10 $5,290 $6,348 $7,142 $10,580

EACH

ADD'L

PERSON

 $449 $539 $607 $898
Citizenship/Immigration Requirements

You must be a Citizen or have Satisfactory Immigration Status to qualify for MSP.

Renewal Requirements

Your Medi-Cal eligibility must be renewed at least once a year.  

Apply On-Line with BenefitsCal

The easiest and quickest way is to apply online at BenefitsCal.

Apply By Phone
You can apply by phone. Call the Customer Service Center (CSC) (866) 613-3777 to have an application mailed to you.
Apply In Person
You can apply In person at any Department of Public Social Services (DPSS) District Office or outreach site.
Elderly mother and daughter sitting on the couch looking at IHSS services on a tablet.
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Frequently Asked Questions