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Medi-Cal Access Program (MCAP)

Medi-Cal Access Program (MCAP) is administered through the Department of Health Care Services.  MCAP provides low-cost comprehensive health care for pregnant persons for the duration of their pregnancy and up to 365 days post-partum.  Newborns may be covered by the Medi-Cal Access Infant Program for up to two years.   

Basic Eligibility Requirements

Congratulations!  You’re expecting a baby!  We want to make it easy for you to get the health coverage you need during your pregnancy!

  • You must be pregnant.
  • You must reside in California.
  • You must provide personal information and income verification.
  • You cannot be enrolled in No-Cost Medi-Cal, Medicare Part A and Part B or other Health Care Plans, unless:
    • The other health insurance plan does not cover
      maternity services, or
    • The other health insurance has a maternity-only
      deductible or co-payment greater than $500. 
A pregnant smiling person looking at her cellular phone
Income Requirements

Below are the MCAP income limits for pregnant individuals based on the Federal Poverty Level (FPL). Be sure to count your unborn child(ren) in your family size.

Income Limits for the MCAP Program
214 - 322% FPL 
1 $4,042
2 $5,487
3 $6,930
4 $8,372
5 $9,818
6 $11,261
7 $12,703
Citizenship/Immigration Requirements

With Medi-Cal Access Program, you qualify for Full-Scope No-Cost Medi-Cal benefits regardless of your citizenship or immigration status.

Renewal Requirements

There are no renewal requirements for Medi-Cal Access Program as benefits are not active beyond 12 months.    

Do You Think You May be Eligible to MCAP?

We make it easy to apply!

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